Once a year the federal government lets its employees make changes to their health, dental, and vision plans and flexible spending accounts without having what's known as a qualifying life event, such as a marriage, birth, death, or other qualifying event. This once-a-year time to change is known as "open season" in fed-speak.

This year's open season runs from November 14 to December 12, 2016.

But how do you decide which health plan is right for you? As a benefit of being an NTEU member, NTEU provides free access to the Washington Consumer's Checkbook's Guide to Health Plans for Federal Employees, which normally costs $10 per person. This excellent, easy-to-use guide takes you through a few simple steps to find the best health plan for you and your family. Find every plan available to you ranked by estimated out-of-pocket costs and more.

Not a member of NTEU, visit our Join page and sign up now to get your free health benefits guide starting November 14. The image, above, is NTEU's publication on this free access (click it to download a PDF document).